8 oz Philly cream cheese, softened • cold milk • 3.4 oz each Jell-O vanilla instant pudding (make sure it's not the cook & serve!) • 8 oz tub Cool Whip, thawed • Milano Slices salted pretzel cookies/Nilla wafers/Ladyfingers • angel food cake, cut in small cubes • Baker's Semi Sweet Chocolate squares, grated • raspberries or strawberries (or fresh fruit of your choice)