mix pudding mix with 2 1/2 cups milk

warm cream cheese so its soft mix in with pudding mix.

add half container of cool whip into pudding mix. Mix all ingredients well.

Line a 9X9 dish with vanilla wafers then slice bananas and place them on vanilla wafers.

pour pudding mix over wafers and bananas.

place the other half of the cool whip on top of pudding

i make this the night before i actually eat it.. but u can also make and put in the fridge for an hour before serving