Mix one package of cream cheese and a small can of sweetened condensed milk together in a large bowl with a mixer until mixture is smooth and creamy.

Cut up the Granny Smith apple into small pieces

Put the can of pineapple chunks (along with the juice) into the cream cheese mixture as well as the apple pieces, mandarin oranges, and peaches (drained).

Mix well with a spoon and refrigerate until cold and ready to serve