for a large batch, use the large package of vanilla pudding, 3 cups milk, and large tub of cool whip. for smaller batch, use the small package of pudding, 2 cups milk, and small tub of cool whip

mix pudding as directed

blend in cream cheese and sweetened milk until creamy

blend in half of the cool whip

layer wafers, bananas and pudding in serving bowl until out of pudding

top with the rest of the cool whip