Add curd and condensed milk in a big bowl and mix well.

Pour the curd - condensed milk mixture into 4 small bowls.

Heat some water in a pan and place the 4 bowls in it. Cover the pan with a lid and mixture cook for 15 mins.

Put off the flame and remove the bowls from the pan and cool slightly

Then keep the bowls in the refrigerator to chill.

Serve with spoon.

Thanks to all.