Heat ghee in a pan, add grated carrots, and sauté for 5 minutes.

Add washed rice and sauté for 2 minutes with the carrots.

Pour in milk and cook on medium heat, stirring often, until rice and carrots are soft.

Add sugar and cardamom powder, mix well, and simmer until thickened.

Stir in half of the chopped nuts and raisins, cook for 2 more minutes.

Pour into a serving bowl, garnish with remaining nuts and saffron.

Chill before serving, if desired.