turn on stove to med heat

put your 2 cans of bean dip and the cream cheese in the skillet

mix until both are melted into each other really good

then add your taco mix into the other 2 ingredients mixing in real well

then get 3/4 of your grated cheese and melt that in there too. I prefer fresh grated mild cheddar but you can use whatever cheese u want

make sure all is melted in real good

then pour into a bowl and top it with the rest of the grated cheese and the chopped green onion if so desired

eat with tortilla strips or whatever kind of chips you want