heat oil over med heat in a large pot and add onion, garlic and chili powder cook 3 min

add peppers and zucchini and continue to cook 5 min stirring occasionaly

stir in tomatoes, tomato sauce, ketchup and oragono cook for 8 min

gentently stir in the beans cover pot and coke for three min

pour into bowls and put grated cheese on top