Soften cream cheese. Layer the cream cheese onto a dish or plate.

Next, layer black beans (cold) over cream cheese. Make sure the beans are drained prior to layering. You can substitute refried if you prefer.

Then top beans with a layer of guacamole.

Next add a layer of cheese.

You can continue to do layers or do really thick layers for all ingredients.

Garnish the top layer with cheese mix, black olives, tomatoes, green onion, and sour scream.

Enjoy with tortilla chips or on tacos!