Whisk together pudding mix, milk, a vanilla extract until well combined. 2-3 minutes. Put in refrigerator to keep cold and set up some. Note: (I use a little less milk than called for on the package) Helps ensure that everything sets up well.

When pudding starts to soft set, fold in sweetened condensed Milk and the whipped topping. Note: (I only add about 3/4 each of these two ingredients) Cuts down on the sweetness level and the dish as a whole sets up better. Place back in the refrigerator to keep cool.

Slice up bananas in a bowl. Splash bananas with a little lemon juice, and toss to coat. This helps prevent the bananas from darkening.

Layer pudding mix, bananas, and vanilla wafers in serving bowl of your choice. Keep repeating until you have no more room left. Serve well chilled.