Heat a pan and add suji with ghee. Fry in low flame until nice aroma comes (with constant stirring) and the suji becomes slightly golden brown. Set aside.

Slice the bananas and mash it well with your hands. Add milk and water to the pan and bring it to a rolling boil.

Now add the roasted suji little by little to the boiling water with constant stirring. Take care to not to form any lumps. Cook the suji in medium flame for 3 minutes or until the suji gets cooked completely. Stir it continuously while cooking otherwise it may stick to the vessel.

Once it's cooked add mashed banana. Mix well. Add sugar or jaggery at this stage(if using). Stir well so that no lumps are formed.

Continue stirring for 3-5 minutes or till the halwa forms a mass leaving the sides of the pan. At this stage, add ghee fried cashews(if using) and give a quick stir. Switch it off once done.

Now banana Halwa is ready.Serve hot by garnishing some cashew nuts