In a bowl layer waffers and sliced bananas starting with waffers then layer bananas repeat until all the waffers and bananas are gone the top layer should be waffers

In a saucepan whisk remaining ingredients except vanilla over medium to low heat until pudding thickens this takes at least 10 minutes of continual whisking nonstop once it begins to thicken add vanilla and a dash of salt be sure to keep stirring so the pudding doesn't burn of clump once the pudding is desired thickness pour over waffers and bananas and refrigerate for 4 to 5 hours or until waffers are softened