Cut onion into pieces.

Put onions and ground beef in pan. Add salt & pepper and garlic powder.

Brown beef. Drain excess fat.

In a large pot, put both cans of tomatoes (undrained) and can of kidney beans (drained).

Add meat & onions to the pot. Add more salt & pepper.Stir.

Add seasoning packet. You may need to add about 1/2 cup of water.

Let simmer on low for about 15 minutes (or more). If it is not thick enough, you can add a 6 oz can of tomato paste to thicken.

Top with grated cheese and sour cream.