heat oven to 350. crush 30 wafers; mix w/next 4 ingredients. spread onto bottom of 15x10x1-inch pan sprayed w/cooking spray. bake 5 min.; stir. bake 3 to 5 min. or until golden brown; cool.

beat pudding misex and milk w/whisk 2 min. (pudding will be thick.) stir in 1 cup of Cool Whip. layer 1/3 of the crumb mixture and half each of the bananas and pudding in 2-qt. serving bowl; repeat.

beat cream cheese and sugar in medium bowl w/mixer until bleaned. gently stir in 1 cup of remaining Cool Whip; spread over top, sealing to edge of bowl. sprinkle w/remaining crumb mixture. refrigerate 3 hours. top each serving w/remaining Cool Whip and whole wafers just before serving.