In large saucepan combine the potatoes, carrot, and broth. Bring to a boil

Reduce heat, cover, and simmer for about 12-15 minutes or until veggies are tender. Lightly mash

Meanwhile, in a small saucepan melt butter, stir in flour until smooth

Gradually stir in milk, bring to a boil

Cook and stir for 2 minutes or until thickened and bubbly

Add the salt and pepper, remove from the heat, and stir in cheese until melted