Brown meat in a large skillet on medium heat; drain. Add chopped onions and chopped garlic; cook and stir 5 min or until tender.

Drain kidney beans and chick peas. Add them to the ground beef along with the diced tomatoes and chili powder.

Mix well, reduce heat to low and cover it. Simmer for 30 minutes, stirring occasionally.

If you want more flavour, season to taste with garlic salt or more chili powder.

When serving, sprinkle some shredded cheese on the bottom of the bowl. Top with chili and then a top layer of cheese.

Microwave until the cheese melts and then mix it all together.