Brown ground beef & season with salt & pepper.

Drain grease & add onion. Cook until onion translucent. Then take off heat to cool.

Add half envelope of taco seasoning & whole jar of salsa. Mix well.

While waiting for meat to cool, mix cream cheese, sour cream & rest of taco seasoning. I use mixer for this step because its easier. When thoroughly mixed, put in 13x9 in. pan. Spread on bottom of pan.

When meat is @ room temp then layer it on top of cream cheese mixture.

Then layer lettuce, tomato, cheese, & if you want olives. Place in refrigerator.

Can serve in 1 hour. I serve with Doritos. (you can also scoop it into a tortilla & make wraps).