brown the ground beef, and drain grease

add the packet of taco seasoning and cook following packet directions

add the can of refried beans once the meat is cooked with packet; stir over medium until the meat/bean mixture is smooth and well mixed and beans are cooked

spread tortilla chips on a plate

add the meat and bean mixture, then shredded cheese, chopped onion, shredded lettuce, tomato, and salsa.

enjoy!