Wash the rice and dal well, cut the tomato fine and onion fine, set aside. In a bowl add ginger and garlic paste, cumin powder, coriander powder, red chilli powder and turmeric powder and mix well, set aside

In a pan heat oil, add cumin seeds, bay leaf, whole red chilli split, let it splutter, add cardamoms, cloves and cinnamon stick and stir for 1 min, add chopped onion and cook to soften, add chopped tomato and cook to soften.

Add masoor dal and rice and cook till fried a bit, add the spice mix and stir until raw smell is gone, add salt and water and transfer to a rice cooker to cook

Kadhi - in a bowl add yogurt and besan or chickpea flour and whisk well

In a pan heat oil, add cumin seeds, mustard seeds and curry leaves, when it splutters add the yogurt mix and keep stirring for 2-3 mins, add salt and mix, set aside