Heat milk in a heavy bottom pan and add khoya, sugar, saunf, cardamom powder, saffron, pista, almonds, kewra and rose water. Bring to one boil and take off heat.

Cut the bread diagonally into triangles.

In a pan gently heat oil. Add the bread slices and on a low heat shallow fry them on both sides turning frequently. Take care not to break or burn them.

Now increase the heat and from one side start pouring the flavoured milk into the pan. Take care as there will be a lot of steam that will rise up.

Lower the heat and cook till all the milk is absorbed by the bread and starts to thicken. Remove from heat and Garnish with fruits and mint sprigs. You can serve it cold or warm.