Heat oven to 350°F.

Combine oats, brown sugar, flour, baking powder, and baking soda in large bowl

Cut in butter with pastry blender or 2 knives Intel mixture resembles find crumbs

Stir in peanuts

Reserve 1 and 1 half crumb mixture press on to bottom of 13 by 9 and half inch baking pan

Bake 15 minutes stir together sweetened condensed milk and peanut butter and small bowl until well combined

Por evenly over partially baked crust

Stir together reserved crumb make sure and chocolate chips

Sprinkle evenly over peanut butter layer. Bake an additional 15 minutes cool. Cut into bars.