Preheat oven to 350°F. Line 8 inch square pan with aluminum foil and spray with cooking spray

Crust - In large bowl add flour, brown sugar, and cut in the butter with two forks. Keep working until mixture is combined and pea-sized crumbly bits are present.

Turn mixture out into prepared pan, hard packing it with your fingertips in an even, smooth, flat layer to form a crust. Bake for 14 - 15 minutes, or just until set. Remove form oven, set aside.

Cheesecake - In a large bowl add all ingredients and beat with a hand mixer until smooth and combined about 2 minutes on high power, set aside

Apples - Peel, core and dice apples and place in a medium bowl. Sprinkle with sugar, cinnamon, nutmeg and toss well to combine, set aside.

Crumble - In a medium bowl, add the flour, brown sugar, oats, and cut in th ebutter with two forks. Keep working until mixture is combined and pea-sized crumbly bits are present.

Pour cheesecake mixture over the baked and cooled crust, smoothing the top lightly with a spatula.

Lightly and evenly sprinkle the apples on top of cheesecake layer.

Evenly sprinkle with the crumble mixture.

Bake fro 45 - 50 minutes or until crumble topping is just set and very lightly golden browned. Place pan on a wire rack to cool for about 30 min.

Caramel Topping - After 30 min., evenly drizzle with caramel sauce. Allow bars to cool, in pan, on wire rack for at least 4 hours, or overnight. Cover with foil if cooling overnight. Don't slice bars to early, they need to set. Prior to slicing, lift bars out using foil overhang, slice, and serve.