Cook ground beef, onion, and green pepper until meat is brown and onion is tender.

Drain off fat and put ground beef, onion, and green pepper in large pot.

Stir in remaining ingredients, except for kidney beans and northern beans.

Heat to boiling, then reduce heat to low. Cover and simmer for 6 - 8 hours.

Stir in kidney beans and northern beans; heat for 5 - 10 minutes.