5 qt pan on hi heat cook hamburg, onions, pepper and garlic.

Stir until all pan juice evaporates and beef well browned.

Stir in chili powder and red pepper. Cook 1 min.

Stir in tomato and liquid, paste, salt and bay leaf over high heat.

Heat to boiling. Cover and simmer 30 mins.

Drain kidney beans, add.

Simmer uncovered 20 mins.

Remove bay leaf, serve.