Heat oil and temper cumin seed bay leaf and garam masala

Add paneer fry and keep aside

Now add ghee and fry Onion slices well

Add Potatoes and saute well adding salt and turmeric powder

Add ginger garlic paste and saute well

Add tomato and saute well adding salt and turmeric powder

Add rice mix well adding milk and water

Simmer till the rice is cooked

As the rice cooked add paneer and mix with light hand

Serve hot with a dash of ghee