In a bowl, mix flour, baking powder, sugar, 3/4 cup coconut flakes. Keep it aside

Preheat oven to 180 and line muffin tray

In another bowl, whisk egg, add milk, oil and mashed papaya. Mix everything well. Now add 1/4 cup diced papaya and gently mix

Slowly add dry ingredients and gently fold the batter, this will be thick dense batter. Fill the muffin tray to 2/3 with batter. Bake for 18-25 minutes until top is golden brown

Transfer to a wire rack to cool completely. You can serve as-is or frost muffins and serve. Either way Muffins taste delicious

To make Frosting; in a medium bowl, using an electric mixer, beat cream cheese, icing sugar and vanilla together until creamy. Spread onto cooled muffins. Top with diced papaya and toasted coconut. Serve