In a saucepan, add in the minced meat, bay leaf and the cumin powder. put under medium high heat

Allow to cook till all liquid evaporates/is absorbed and the meat is brown

Add in a little oil and stir

Add in the onions ad let cook. Add the ginger garlic paste and let cook for a minute

Add in the tomatoes and let cook to a paste

Add in the capsicum

Add cup water and cover. let simmer till the liqid reduces by half

Mix the flour and some water in a cup to a runny paste. pour into the minced meat

Let cook till thick