Preheat your oven to 175 Celsius. Slice the bread. You can also use sliced bread or bread that has gone hard since the béchamel will soften it.

In a pot at medium head, add the milk, flour, cardamom seeds, salt and pepper. Slowly heat carefully until mixture has changed to a thicker consistency.

Place bread on an oven proof dish and pour béchamel on top. Add ham and the cheese and cook for 10-15 minutes or until cheese has completely melted.