Firstly grind the whole masala's and dry fruits for thandai powder

Take apan add oil,let heat it now add jeera,bayleaf,when crackle it add chopped onion and saute it

Take a bowl add 2tbsp thandai powder,add salt,dhaniya powder add kesar and now add 2tbsp milk mix it well.

Add milk mixture in pan and mix it well and cook 2 min.

Now add remaining milk and panner cubes cover with lid and cook for 5-6min. on slow flame

This gravy is little sweet serve with onion naan or kulcha