Combine all ingredients, except chocolate chips in a medium sized bowl. Stir until the mixture is smooth & creamy.

Pour peanut butter mixture into a 9x13 pan.

Melt chocolate in the microwave for 1-2 mins. Stir chocolate & pour over peanut butter mixture. Spread chocolate with a spatula. To even out chocolate, tap pan on the counter.

Refrigerate bars for one hour. Cut while bars are still cool. Enjoy.