Preheat oven 350`

mix all ingredients, except apples, in a sauce pan on medium, to melt everything down. Bring it to a slight bubble. (only use the cornstarch if you wany you want your filling thick!!)

turn off heat, mix in apples

line tart pans with pie crust ( or whatever you choose to make this in, I wanted personal size pies this time so I did tarts)

put apple mixture in pans

bake in oven for about 20-25 minutes