Take milk in a bottom pan. Turn the heat on medium. Let the milk come to a boil. Once it starts boiling, add rice. Stir well and let it simmer on low heat 20-25 minutes. Or till the rice is tender and cooked. Do stir every five minutes and make sure that rice or milk is not sticking to the pan. Now add sugar and cardamom powder. Stir it well.

Also add saffron strands and chopped cashews, almonds and raisins. Mix well. let it simmer for 6-7 minutes. It should be thick now. Once you get this consistency then turn off the stove.

Can be served in hot or cold.