First make batter so chopped all vegetables finely.

Take 1 bowl add curd in it add all chopped vegetables then add black pepper and salt mix well.(if you want to add malai then add it gives good taste)

Heat the pan apply some ghee or butter arrange bread slices then spread the batter over it press gently in low flame.

After few minutes turn slowly to cook both the sides well.

Grate cheese cubes garnish with cheese add some more black pepper powder and salt and serve.

You can use microwave if you want to bake it.