Brown ground beef, garlic, chopped onion. Salt and pepper to taste

mix and simmer taco seasoning for 5 to 7 min. Then drain excess liquid.

Return ground beef to skillet and add cream of chicken and tomatoes and green chilies. Mix well.

Take 1/2 can of refried beans and spread onto tortillas.

Now in baking dish put tortilla/refried beans and layer meat mixture. Then shredded cheese.

Bake at 350 for 20 min or until hot

Top with sour cream, chives, black olives, etc.