Preheat oven to 350°

Whisk together gingerbread cookie mix, 1/4 C cocoa powder, coconut oil, eggs, and melted butter until blended.

Fold in chocolate chips.

Spray an 8 x 8 casserole dish with nonstick cooking spray.

Bake for approximately 30 minutes or until a toothpick inserted in the center comes out clean.

Whisk together cream cheese, 1/4 C cocoa powder, powdered sugar, and butter until smooth. Fold in banana extract. Add a tiny bit of milk if necessary to adjust consistency.

Variations; Vegetable oil, bakers chocolate, shredded coconut, evaporated milk, pecans, walnuts, white chocolate, molasses, ground ginger, cinnamon, allspice, clove, heavy cream, vanilla extract, coffee extract, espresso powder, nutmeg, sour cream, brown sugar, caramelized bananas, rum, rum extract, pumpkin pie spice, honey, cayenne, raspberry, caramel, cashews, cherries, dates, maple, orange, plums, raisins, port, strawberries,