Slice the bananas and keep the remaining ingredients ready

Bring the milk to boil in a heavy bottom pan

As it boils, reduce heat and add the condensed milk

Keep boiling on Low heat as the milk reduces and thickens

In the meanwhile, sauté the slivered nuts using ghee and keep aside

As the milk is visibly thick, as the chopped bananas and mix

Continue boiling while stirring occasionally

As the bananas soften, mash them a bit(optional)

Take off heat once the mix comes to a kheer/payasam consistency

Transfer to a serving bowl and garnish with sautéed nuts

Let cool completely and refrigerate before serving

Enjoy !!