Heat oven to 350. Grease and flour a 9x5 loaf pan. Mix brown sugar and cinnamon in a bowl and set aside. In another bowl beat white sugar and butter together with electric mixer until smooth. Beat in eggs and add vanilla extract.

In another bowl combine flour and baking powder and then stir into butter mixture. Mix in milk until smooth. Pour half the batter into loaf pan. Next add half the apples and half the brown sugar and cinnamon mix into loaf pan. Gently pat down into the batter.

Pour the remaining batter over the apple layer. Top with remaining apples and remaining brown sugar and cinnamon mix. Gently pat apples into the batter.

Bake for 70-75 mins or until toothpick inserted into the center of the loaf comes out clean.