In a medium size bowl add your beef and chopped onions

In a small bowl add your bread crumbs milk tomato juice 1/4 teaspoon garlic powder 1/4 teaspoon black pepper 1/4 teaspoon onion powder and mix it together

Add your bread mix to your meat crush your ritz crackers and swiss cheese crackers and mix together

Line a loaf pan with tin foil add your beef mix in it

In a medium sized bowl take the ketchup brown sugar mustard vinegar and worcestershire sauce and mix it together

Add some sauce on top of your meat loaf and spread it around

Take your sliced tomatoes and layer over top followed by the onions then sprinkle some black pepper

Add the rest of your sauce on top and bake in a preheated oven @ 350 for 1 hour and 10 minute ...take out of oven remove from foil to a plate slice and serve enjoy :)