spread butter on both sides of the bread slices. cut bread into small cubes

combine bread cubes. ham.cheese, salt & pepper. stir well

beat eggs until foamy. stir in the milk. add egg mixture to ham mixture, stirring well

pour into a lightly greased 13 by 9 by 2 inch baking dish. cover and refrigerate overnight

bake uncovered at 350°for 1 hour, or until golden brown. serve immediately.