Make one batch of my refried beans (see my Chili Beans recipe) and spread into 9x13 pan.

Brown hamburger with taco seasoning and spread on top of refried beans.

Spread nacho cheese soup on top. Optionally you can substitute for cheez whiz, velveeta, or cheddar cheese.

Bake for 10-15 minutes at 350F.

Pile high with toppings of your choice such as those listed!

Enjoy with your choice of tortilla chips.