Add sliced onions to a small bowl and cover with cold water. Set aside for 5 minutes, drain, and then rinse. This step helps to remove some of the “raw” flavor of the onion so that it does not overpower the salad.

Meanwhile, in the bottom of a large bowl, whisk together the lemon juice, olive oil,chat masala, salt and pepper. Taste the dressing and then adjust with more salt/pepper.

Add the beans,black chickpeas, drained onion, cucumber, chopped tomatoes,banana slices, chopped apple.

Toss well, cover and chill in the refrigerator at least 1 hour to allow the beans and black chickpeas to marinate in the dressing.