Place the milk and water in a medium saucepan (nonstick recommended) over medium-high heat. Stir in the cinnamon, nutmeg and vanilla and let it come to a low boil.

Next stir in the oats, mashed banana, salt and the ground flaxseed (if using). Decrease the heat to medium-low and allow it to simmer for 5-10 minutes, until it reaches your desired consistency.

Stir in your sweetener of choice to taste. The banana will help to naturally sweeten it, so start out with just a little sweetener. Add whatever toppings sound good to you, then eat immediately.

Pictured topped with a tbsp peanut butter, coarsely chopped walnuts, ground flax seeds and hemp seeds, with about 1 tbsp of maple syrup for sweetener.