brown ground beef, chopped onion, garlic powder, taco seasoning, and ground black pepper in a pan. drain off the grease then cover and set aside.

cook Spanish rice as directed on box. when done drain the can of rotel, add to rice, and mix (i use boxed mexican rice but i take out the packs of rice and substitute for 2 cups white minute rice so its quicker)

then add some enchilada sauce to bottom of baking dish

spread some ref beans on one side of a tortilla. place in casserole dish ref bean side up

next add a layer of the ground beef, make sure you leave enough for the next 2 layers.

then add a layer of the rice, you can use more of this than you did the ground beef, but still leave enough for the next 2 layers

add a thin layer of cheese, not too much or it wont melt properly, then add some enchilada sauce not too much or the tortillas will get soggy

finally repeat 2 more times. then top with generous amount of cheese., and bake in the oven for 25-35 minutes or until heated through and cheese is melted