preheat oven to 350°

mash the banana and dice the apple. soften the butter but do not melt it.

blend first 8 ingredients together, works best with electric mixer.

add the rest of the ingredients until evenly mixed and all dry ingredients are moistened.

pour batter into 9x5 inch loaf pan.

bake in middle rack for 60 min, or until a toothpick inserted into the middle comes out clean.

let cool ten min